Join the 57,000+ members who bank digitally with us!
Join the 57,000+ Canadians who bank with us
Compare and see
| Quick Loan | Credit Card | |
|---|---|---|
| Interest Rate | 8% | 19.99% |
| Monthly Payment | $80 | $199.90 |
| Payment Options | Flexible | Standard |
| Interest Charged On | The money you use | The money you use |
| Annual Fee | $0 | Up to $150 |
Get the money you need
Questions?
Submit your loan application and we’ll contact you shortly. You can also connect with our advisors at 1.866.446.7001.
You need to be at least 18 years of age and a Canadian resident.
For a fast loan application process, please supply the following information. If you have a guarantor for your loan, you’ll also need the same information for them. (A guarantor is someone who promises to pay your loan if you can’t.) Thanks in advance for your help!
- Driver’s license or passport
- Loan details, for example purchase information on what you need your loan for or recent loan/credit card statements if you’re consolidating debt
- Employment information (name of employer, legal/physical address, phone number, occupation, total time with employer/time in sector, employment status (full time or part time; hourly or salary)
- Income verification (a current paystub AND recent T4 slip/final paystub from previous year)
- 3 years of income tax and Notice of Assessment (if you’re self-employed)
- List of assets and liabilities
- Disclosure of previous bankruptcy, judgements, consumer proposals, alimony, child support
- Residence details (homeowner/renter, mortgage/rental payments, annual/monthly property tax, energy bills needed if on equalized payments)
- Log into digital banking
- Select Payments & Transfers > Transfers > Transfer Money
- Select Quick Link from the Transfer from dropdown list (not Quick Loan). The current balance will show $0, but the available balance will display your Quick Loan’s available amount.
- Select the account you want to transfer your loan funds to (e.g. your No-Fee Bank Account)
- Enter the amount you want to transfer (within your approved loan limit). You don’t have to select your entire loan amount, just what you need.
- Continue and confirm!
You sure can!
- Log into digital banking
- Select Payments & Transfers > Transfers > Transfer Money
- Choose the account you’d like to make your loan payment from (e.g. your No-Fee Bank Account)
- Choose Quick Loan from the Transfer to option. Your transfer will be a principal only payment. If you’re paying your entire Quick Loan balance, call us to get the correct pay-down amount to cover all outstanding interest
- Enter the amount you want to pay
- Continue and confirm!