Avoid fees

US Account

With a US Account, you can avoid conversion fees while earning interest and cash dividends!

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Join the 57,000+ members who bank digitally with us!

Avoid fees

Discover the benefits!

  • Get the best conversion rates
  • Avoid conversion fees
  • Earn interest
  • Get cash dividends

Find your converted funds

I have:

CAD

I want:

Control when you convert your currency

Automatic foreign exchange conversion can be costly. With a US Account, you can easily transfer your dollars to USD in seconds to get the best bang for your buck.

Avoid conversion fees

Whether you’re traveling to the US or shopping online, your US Account will eliminate conversion fees. You can also pay your US Dollar Visa* Card bill directly from your US Account to save money.

Earn interest on your deposits

Your US Account earns interest. It’s calculated daily on the closing balance of your account and is paid at month end. The interest rate is tiered which means as your account balance grows, so does the interest rate.

Earn cash for everyday banking

With our Member Rewards program, you’ll earn cash dividends by having your US Account with us. The more you bank with us, the more you benefit!

Pay less fees

Get the control you want over your US funds. Pay less conversion fees and do your USD banking with ease. And don’t forget, you earn rewards and interest!

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Need more help choosing an account?

Try the FCAC Account Selector.

The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.®

The US Account does not have debit card access. Only the Balance Inquiry feature and electronic transfers to other Innovation US Accounts through online banking and telephone banking are available for this account.  Service charges per debit transaction will apply.