Terms & Conditions

Find important information about your accounts and services.

Accounts

Financial Services Agreements

Review important information about your personal or business account. Using your account means you accept our terms and conditions.

Digital Services

Electronic Services Agreement

View our electronic services agreement (pdf) to learn more about the terms and conditions that apply to our digital services like

  • online banking,
  • mobile app, and
  • telephone banking.

Using any digital service means you accept the terms and conditions.

Cards

Credit & Debit Cards

We follow the code of conduct set out by the Canadian credit and debit card industry.

The code:

  • ensures you’re aware of costs,
  • gives flexibility for lowest-cost options, and
  • lets businesses decide which cards they accept.

Review the code of conduct (pdf) or learn more about the code on the Financial Consumer Agency of Canada's website.

Federal

Becoming federal

We’re applying to become a federal credit union headquartered in Saskatchewan.

If we become a federal credit union, our deposit insurance with CUDGC will switch to the deposit insurance Canada Deposit Insurance Corporation (CDIC) provides.